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Across 3. all the money available in the U.S. 4. a legal entity owned by individual stockholders 8. the skikks and knowledge gained by a worker through education and experience 9. someone who works in an industrial job, often in manufacturing, aho receives wages 15. goods that are bought and used together 17. an economic system characterized by private or corporate ownership of capital goods 19. fund that pools the savings of many individuals and invests this money in a variety of stocks, bonds, and other financial assets 22. agreement that will eliminate all tariffs and other trade barriers between Canada, Mexico, and the U.S. 23. consumers buy more of a ggod whenits price is low and less when it increases 25. a period during which business, employment, and stock market values decline severly or remain at very low levels of activity

Down 1. a price index determined by measuring the price of a standard group of goods meant to represent a typical "market basket" of a typical urban consumer 2. market in which firms purchase the factors of production from households 5. the nation's central banking system 6. a good that is sent to another country for sale 7. a minimum price that an employer can pay a worker for an hour of labor 10. the value of a foreign nation's currency in terms of the home nation's economy 11. a plan for saving and spending 12. a market dominated by a single seller 13. goods or services that are provided for free or at a ftreatly reduced rate 14. a tax on a person's earnings 16. describes demand that is very sensitive to change in price 18. to set apart for a particular purpose 20. an agreement among countries to reduce or eliminate trade barriers 21. natural reources that are used to make goods and services 24. something like air, food that is necessary for survival