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Across 2. having good judgement 3. using money and other resources carefully and not wastefully 5. calm, does not easily become excited or angry 7. having or showing an ability to accurately assess situations or people and turn this to one's advantage 9. deal with things, or say things, quickly and shortly, so that they seem to be rude 10. deliberately cruel or violent 11. thinks herself/himself wonderful 14. acts on a sudden idea without thinking first (often negative) 15. unfriendly and not sociable 16. very unwilling to spend money or use resources 20. similar to impetuous, but can be used in a more positive way 24. given or giving without restraint 25. does not believe others deserve respect 26. having or showing tenacity and grim persistence 27. (of language or style) terse and vigorously expressive 28. having or showing no pity or compassion for others

Down 1. sparing or economical as regards money or food 2. mean; ungenerous 3. reserved or says very little (generally negative) 4. using or expressed in more words than are needed 6. unfriendly and thinks herself better than others 8. talk a great deal, especially about unimportant things 12. always takes her/his work very seriously 13. miserable, bad-tempered, and not willing to talk very much to other people 17. ready to help 18. easily deceived 19. lacks confidence 21. primarily concerned with making money at the expense of ethics 22. gives exaggerated expression of pleasure, praise or gratitude 23. having or showing a strong or unreasoning desire for revenge