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Across 1. A card issued by a financial institution that allows access to ATMs and can be used to pay for items at stores or online. 6. Number that identifies your account. 8. Annual Percentage Rate. 9. A monthly report or bill from a bank. 10. An account that usually pays interest at a financial institution that holds money you want to keep for long-term goals or emergencies. 11. A request you can make to your financial institution to deny a check or payment that has not cleared. 14. A secure container in a vault at a bank that only its owner(s) can access. 16. Take money out of an account. 17. To sign your name on the back of a check. 21. Current occupant of the original site of Merchants Bank in Bangor. 23. A fee incurred when your checking account doesn't have enough funds to cover a payment that is requested. 24. Established in 1890. 25. Place in bank where money is kept. 27. Computer terminal that takes the place of a human bank teller. 28. Types of money. 29. An account at a financial institution into which you can deposit money and from which you can write checks for purchases. 30. Interest that applies to the original deposit as well as any newly earned interest. 31. A plan for spending one's money. 32. Activity within an account, either a deposit, transfer, or withdrawal.

Down 2. The rate the bank pays on the money in your accounts. 3. The existing amount in an account. 4. A quick way to send money electronically to another person, domestically or internationally, through a bank or another provider. 5. Adding money to an account. 7. A sum of money that is borrowed and expected to be paid back with interest in a specific time frame. 12. An account similar to a savings account that typically pays higher interest rates and a higher minimum balance requirement. 13. A check issued by a bank, usually for a fee, funded by the bank's money and signed by a cashier or teller. 15. Regulates US monetary system and financial system. 18. The process of accessing or using banking products and services through a mobile device. 19. A nine-digit number that identifies your financial institution. 20. Money transferred directly from a payer's account to a recipient's account electronically rather than with a paper check. 22. A secret code you need to be able to use an ATM. 26. A record of withdrawals (checks) and deposits made into an account.