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Across 4. Person who monitors your health, helps with minor health problems and helps find specialists if more help is needed. 7. The sum of money you must pay for care in certain health plans after you've payed your deductible. 9. The sum of money you must pay yearly for medical costs, before the insurance company covers it.

Down 1. A health issue that occurred before health insurance coverage was effective. 2. A health insurance plan that uses elements of HMO and PPO. 3. The most Manley you will pay yearly for deductibles coinsurance and copayments. 4. Services made to keep patients healthy; different checkups. 5. Specific situations in which will not be covered by insurance due to certain policies. 6. The way in which a healthcare system manages its expenses and and use of resources. 8. A way of splitting medical costs with the insurance company.