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Across 2. the amount that you pay or your employer pays in addition to copayments 7. something the insurance may not pay for or give benefits for 8. a savings account where you can put money into for future health care costs(tax free) you must have a high deductible health plan 9. the amount you must pay every year to cover medical expenses before the insurance policy starts paying 10. allows you to use any doctor or hospital that you choose and you submit a claim to your insurance to reimburse you for your medical care (typically 80%) then you cover the rest

Down 1. a health insurance plan that lets you see any doctor at anytime in addition to a premium, typically you have to pay a copayment when you receive medical care 3. they monitors your health, diagnoses and treats some minor health problems, they will refer you to a specialist if they cannot give you the treatment you need 4. it is designed to keep you healthy with regular checkups etc. 5. the flat fee you pay when you receive medical care, usually a small amount and the insurance pays for the rest 6. the way healthcare systems manages their costs and how they use their resources