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Across 9. A health problem that existed before your insurance plan became effective 10. The amount you are required to pay after you meet your deductible 11. A way of sharing medical payments.

Down 1. A health insurance plan that combines the aspects of HMO’s Andy PPO’s 2. A type of savings account that allows you to pay for current or future health expenses. 3. Specific conditions for which the policy won’t provide benefits 4. Services designed to keep patients healthy. 5. The amount of money you pay each year to cover your medical care expenses. 6. These plans allow you to use any doctor, hospital, or specialist of your choice 7. The amount paid by you or your employer, in exchange for health insurance 8. The way a healthcare system manages its costs and the use of its resources.