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10

Across 10. A health problem that existed before the date your insurance coverage became effective.

Down 1. Monitors your health, diagnoses and treats minor health problems, and refers you to specialists if another level of care is needed. This is often a family physician 2. Services designed to keep patients healthy. 3. The maximum amount of money you will be required to pay each year for deductibles, coinsurance and copayments. 4. A type of medical savings account that allows you to save money to pay for current and future medical expenses on a tax-free basis. 5. A way of sharing medical costs with an insurance company. 6. The amount of money you must pay each year to cover your medical expenses before insurance starts paying. 7. The amount paid by you or your employer, in exchange for insurance coverage. 8. The way a healthcare system manages its costs and the use of its resources. 9. Conditions or circumstances for which the insurance policy will not provide benefits.