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Across 4. a physician that diagnoses minor health problems 5. Specific conditions for which the policy will not provide benefits 7. The amount paid by you or your employer 8. Paying a flat fee every time you proceive a medical serivice 9. The way a heath care system manages its costs and he use of its resources 10. Heath insurance plan the combines elements of a HMO and PPO

Down 1. A health problem that existed before your insurance became affective 2. The amount of money you must pay each year to cover medical expenses 3. The max amount of money you will pay each year for Dudutables 6. Services designed to keep patients healthy