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Across 5. courageous or adventurous 7. observe or notice 8. agreeable or consistent 9. begin work on, or set about 11. change or novelty 12. act on, influence or induce 13. barrier or obstacle

Down 1. accept or use 2. downturn, collapse or bankruptcy 3. look for or investigate 4. resist or avoid 6. knowledge or conciousness 10. slow-starter 11. original or fundamental