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Across 3. The real and personal property that a person owns 5. A person or institution named in a will to carry out the settlement of an estate. This person or institution pays the debts, manages the property and later distributes it according to the provisions of the will. 6. Property owned by the deceased individually, such as a car, jewelry, stocks (2 Words) 7. A lifetime transfer of property without receiving payment Guardianship: Established by a legal document called a will 8. A legal document that expresses a person's wishes regarding prolonging his or her life by artificial, extraordinary, or heroic measures when death is inevitable (2 Words) 10. A person legally charged with the duty of taking care of another who, because of age intellect, or health, is incapable of managing his or her own affairs. 11. Someone entrusted with managing an estate; includes executor, guardian, conservator and trustee 12. The person who died

Down 1. A signed letter that provides a detailed inventory of assets and liabilities, describes personal preferences about transfers of many odd pieces of personal property, and contains funeral and burial instructions (4 Words) 2. A person or institution who derives benefits from the creation of a trust, proceeds of an insurance policy, bond, or retirement fund when the owner dies. There can be one or more beneficiaries 4. Provides a clear plan for what should happen upon the death of an individual (2 Words) 9. A written document representing the instructions of the deceased for the distribution of the estate