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Across 3. A depository institution offering many bank services; owned by the customers (2 Words) 4. An account at a depository institution designed to hold money not spent on current consumption (2 Words) 5. An account that allows quick access to your funds for transactions (2 Words) 10. A for-profit business that offers financial sevices to customers and other businesses (2 Words) 11. A business that provides financial services (2 Words) 12. The price paid for using someone else's money

Down 1. A machine to complete some transactions at the location without human help (3 Words) 2. An account offered by depository institutions whose purpose is to help people manage money (2 Words) 3. A payment transaction done without physical connection between the payment device and physical point of sale terminal or clerk (2 Words) 6. Percentage rate used to calculate interest (2 Words) 7. Lets customers complete certain transactions from a secure internet site with a username and a password from anywhere with internet access (2 Words) 8. A plastic card electronically connected to a cardholder's depository institution account (2 Words) 9. Apps depository institutions have that allow banking access form devices, such ad, smartphones, tablets, and other mobile devices (2 Words)