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Across 9. business that provides financial services (2 Words) 11. percentage rate used to calculate interest (2 Words) 12. plastic card electronically connected to a cardholder's depository institution account (2 Words) 13. account allows quick access to your funds for transactions (2 Words)

Down 1. machine to complete transactions at the location w/o human help (3 Words) 2. account at a depository institution designed to hold money not spent on current consumption (2 Words) 3. lets customers complete certain transactions from secure internet site w/ username and password from anywhere (2 Words) 4. depository institution offering banking services; owned by customers (2 Words) 5. payment transaction done w/o physical connection between payment device and physical point of sale clerk (2 Words) 6. price paid for using someone else's money 7. apps depository institutions that allow online banking access from devices (2 Words) 8. for-profit business offers financial services to consumers and other businesses (2 Words) 10. account offered by depository institutions whose purpose is to help people manage money (2 Words)