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Across 3. a business that provides financial services (2 Words) 4. a for-profit business that offers financial services to consumers and other bus (2 Words) 5. a plastic card electronically connected to a cardholder's depository (2 Words) 9. a depository institution offering many banking services; owned by the customers (2 Words) 10. an account that allows quick access to your funds for transactions (2 Words) 12. an account at a depository institution designed to hold money not spent on current consumption (2 Words) 13. lets customers complete certain transactions from a secure internet site with username and password from anywhere with internet access (2 Words)

Down 1. a machine to complete some transactions at the location without human help (3 Words) 2. a payment transaction done without physical connection between the payment device and physical point of sale terminal or clerk (2 Words) 6. an account offered by depository institutions whose purpose is to help people manage money (2 Words) 7. apps depository institutions have that allow online banking access from devices, such as,smartphone,tablets and other mobile devices (2 Words) 8. percentage rate used to calculate interest (2 Words) 11. the price paid for using someone's else's money