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Across 4. an account offered by depository institutions whose purpose is it to help people manage money (2 Words) 12. A machine to complete some transactions at the location without human help. (3 Words) 13. a depository institution offering many banking services; owned by the customers

Down 1. a business that provides financial services (2 Words) 2. a payment transaction done without physical connection between the payment device and physical point of scale (POS) terminal or clerk (2 Words) 3. An account that allows you to access your funds quickly for transactions. (2 Words) 5. percentage rate used to calculate interest (2 Words) 6. an account at a depository institution designed to hold money not spent on current consumption (2 Words) 7. a for-profit business that offers financial services to consumers and other bushiness (2 Words) 8. the price paid for using someone else's money 9. a plastic card electronically connected to a cardholders dopository institution account (2 Words) 10. apps depository institutions have that allow online banking access from devices,such as smartphones,tablets and other mobile devises (2 Words) 11. lets customers complete certain transactions from a secure internet site with a username and password from anywhere with internet access (2 Words)