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Across 3. income earned as salary or wages before taxes and other deductions (2 Words) 7. complete task yourself vs. paying someone (3 Words) 9. money spent 12. share of ownership in a company 13. when income is greater than expenses (2 Words) 14. group of people working togteher for a common good 15. tax on purchased goods and services (2 Words) 16. money earned from working for pay (2 Words)

Down 1. form of lending to a company or government (city, state, federal) 2. source of income for workers who lose jobs thru no fault of their own (2 Words) 4. person or organization who makes funds available for others to borrow 5. total return on investment expressed as % of money saved (3 Words) 6. price for using someones else's money 8. person who owns the policy 10. person who rents property 11. when income is less than expenses (2 Words)