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Across 5. originally designed to be supplemental income for people over the age of 65 8. the potential risk that you will lose money due to a company going bankrupt 11. how much money you will need and how many years you will need it 12. a company sponsored plan

Down 1. a risk of your investment losing money instead of appreciating 2. a guaranteed amount each month on top of your retirement and income 3. money which is invested in an IRA which is 'after-tax' dollars 4. a risk management strategy where you include a wide variety of financial products(investments) in your portfolio 6. Individual Retirement Account 7. long-term ____________is when you save for retirement 9. age you can draw income from an IRA 10. a risk that you have been tricked or deceived when making an investment