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Across 2. ranking something from 1st to last 4. things you hope to achieve in less than 1 year 5. percent of people who will married by 30 7. things you hope to accomplish in more than 1 year 8. things with special qualities that make them more expensive than competitors 10. percent of net income that you should save on payday 11. system used to track income and spending 13. plan of dividing income between spending and saving 14. most important things people strive to accomplish in life 15. budget where income equals income to spending/savings

Down 1. amounts that you know the due date, how much, and committed to pay 3. amounts you can choose to spend or not 6. most expensive category of majority budgets 9. giving up some things you want to get things that are the most important to you 12. process of checking budget for accuracy to help achieve goals