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Across 3. portion of a larger amount that is divided among a number of people, 4. an authorization granted by a government or company to an individual or group 6. a work arrangement in which employees do not commute to a central place of work 7. an intense and widely shared enthusiasm for something 9. Make (something needed or wanted) available to someone; provide. 11. the action of inventing something, typically a process or device.

Down 1. a statement of the assets, liabilities, and capital of a business 2. the total amount of money being transferred into and out of a business, 5. require (something) because it is essential or very important. 8. a financial gain 10. have a desire to possess or do (something); wish for.