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Across 2. a business enterprise or speculation in which something is risked in the hope of profit; a commercial or other speculation 4. something devised to publicize or advertise a product, cause, institution 5. when someone makes money on something 7. the statistical data of a population 10. to make something better that is already invented 13. someone in a business who sells things within that business 14. something that is necessary 16. security pledged for the payment of a loan 17. a significant event or stage in your life 19. the amount by which a sum of money falls short of the required amount 20. going out of business because you don't have any money

Down 1. a group of people thinking collectively to come up with ideas 3. someone who starts they're own business 6. an amount of money coming in regularly 8. something that is desired, but not needed 9. to ask for with proper authority; claim as a right 11. the state of being/working with someone else 12. a store, restaurant, or other business operating under such a license 15. the exclusive right granted by a government to an inventor to manufacture, use, or sell an invention for a certain number of years 18. a temporary product that's very popular