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Across 3. Payment for worker services directly tied to time worked 5. People employed to do work, producing goods and services 8. Reward, such as money, feeling, that motivates people to do something 11. Economy that relies on a system of interdependent market prices to allocate goods, services, and productivity resources (2 Words) 14. A situation in which a resource had more than one valuable use 15. The basic kinds of resources used to produce goods and services 17. Money put into a financial account 19. Study of people, firms and societies choose to allocate scarce resource with alternative uses 20. Consumer using goods or services

Down 1. The quantity and quality of human effort available to produce goods and services 2. When scarce resources are used for one purpose versus another (2 Words) 4. Places where or by means of which goods and services are exchanged 6. Use money now to buy goods and services 7. Economic regulation and social regulation 9. Amount of output produced per unit of input used 10. To buy and use a good and service 12. Spending and savings plan based on estimated income and expenses 13. Resources and goods made and used to produce other goods and services 16. Amount that must be paid or spent to buy or obtain something 18. Income received for workers skills and risk taking