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Across 3. Payments earned by household for selling or renting their productive resouces. 4. A piece of work usually done on order at an agreed-upon rate. Also a paid position of regular employment. 6. Money paid regularly to a person, often parent to child. 7. Spending-and-savings plan. 12. Use money now to but goods and services. 13. People employed to do work, producing goods and services. 14. Disposable income (income after taxes) minus consumption spending. 15. Reward or benifit, such as money, advantage or good feeling, that motivates people to do something. 17. Decisions mad or course of action taken when faced with a set of alternatives. 18. Amount of output (goods and services) produced per unit of input (productive resources) used.

Down 1. Money put into a financial account; To place money in a financial account. 2. Govt activity in establishing a framework (rules of the game) in economic life 5. Financial institution that provides various products and services to its customers. 8. "Gifts of Nature" that can be used to produce goods and servises; for example, oceans, air, mineral deposits, forests and fields of land. 9. In context of credit transactions, one of the 3 Cs of credit. Indicates how creditworthy a prospective borrower is likely to be. 10. Anything generally accepted as final payment for goods and services; a medium of exchange, store of value and standard of value. 11. Payments for goods and services. 12. Keep money for future use; divert money from current spending to savings account or other investment. 13. Payments for labor services directly tied to time worked , or to the number of units of output produced. 16. Amount that must be paid or spent to buy or obtain something.