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Across 5. Payments earned by households for sellign or renting their productive resources. 8. Money paid regularly to a person 10. Economy that relies on a system of interdependent market prices to allocate goods, services, and productive resources and to coordinate diverse plans of consumers and producers. (2 Words) 13. "Gifts of nature" that can be used to produce goods ands services, i.e. air oceans, forests, etc. 15. Reward or benefit, such as money, advantage or good feeling, that motivates people to do something. 16. Money set aside for future use in easily-accessed accounts: savings certificates of deposit 18. Something a person or organization plans to achieve in the future; an aim or desired result. 23. Decision made or course of action taken when faced with a set of alternatives 24. Gov't cativity in establishing a framework in economic life. (3 Words) 25. Amount of output produced per unit of input used. 27. Money paid regulary, at a particular rate, for the used of borrowed money. 28. Effort applied to achieve a purpose or result 29. Desires that can be satisfied by consumed orusing a good or service 31. People employed to do work 33. Places, institutions or technological arrangements where or by means of which goods or services are exchanged. 34. To buy and use a good or service 36. Spending-and-savings plan, based on estimated income and expenses for an individual or organization 37. Disposable income minus consumption spending 38. Use money how to buy goods and services

Down 1. People who desire to conserve money to the best of their ability 2. In the context of credit transactions, one of the three C's of credit. 3. Arrangement by which a bank holds funds on the behalf of a depositor (2 Words) 4. The conditionc that exists because human wants exceed the capacity of available resources 6. Second-best alternative that must be given up when scarce resources are used for one purpose vs. another. (2 Words) 7. Study of how people, firms and societies choose to allocate scarce resources with alternative uses 9. Payment for goods and services 11. Financial institution that provides various products and services to it's customers 12. Economic regulation- prescription of price + output for a specific industry, often a natural monopoly. 14. Keeping money for future use 17. The quantity and quality of human effort available to produce goods and services. 19. The basics kinds of resources used ti produce godds and services : land or natural resource, human resources, and capital. 20. Resources and goods made and used to produce other goods and services. 21. A piece of work usually done in order at an agreed-upon rate. 22. A conclusion reached after considering alternatives and their results. 23. Amount that must be paid or spent to buy or obtain something. 26. Money put into a financial account 30. Income recieved for entrepreneurial skills and risk taking, calculated by total values minus the firm's explicit and implicit costs 32. Anything generally accepted as final payment for goods and services. 35. Payments for labor services directly tied to time worked