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Across 5. A piece of work usually done on order at an agreed-upon rate. Also a paid position of regular employment 6. Money paid regularly to a person, often parent to child; sometimes in compensation for services rendered 7. Something a person or organization plans to achieve in the future; aim or desired result 8. To buy and use a good or service 9. Money paid regularly, at a particular rate, for the use of borrowed money 11. Income received for entrepreneurial skills and risk taking, calculated by subtracting all of a firm's explicit and implicit costs from its total revenues 13. Persons who desire to converse their monetary funds to the best of their ability 14. Anything generally accepted as final paymentfor goods and services; a medium of exchange, store of value and standard of value. Charactistics: Portability, stability in value, uniformity, durability and acceptance 15. Use money now to buy goods and services 16. Payments for labor services directly tied to time worked, or to the number of units of output produced

Down 1. Amount of output (goods and services) produced per unit of input (productive resources) used. 2. People employed to do work, producing goods and services 3. Spending-and-savings plan, based on estimated income and expenses for an individual or organization, covering aspecific time period 4. Study of how people, firms and societies choose to allocate scarce resources with alternative uses 8. Decision made or course of action taken when faced with a set of alternatives 9. Payments earned by households for selling or renting their productive resources. May include salaries, wages, interest and dividends 10. Disposable income (income after taxes) minus consumption spending 12. Desires that can be satisfied by consuming or using a good or service. Economists do not differentiate between wants and needs 15. Keep money for future use; divert money from current spending to savings account or other investment 16. Effort applied to achieve a purpose or result, often for pay; skills and knowledge put to use to get something done; employment at a job or in position; occupation, profession, business, trade, craft, etc.