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Across 1. Income received of entrepreneurial skills and risk taking. 2. disposable income minus consumption spending 4. Keep money for the future use. 6. Persons who desire to conserve their monetary funds to the best of there ability. 8. the quantity of human efforts available to produce goods and services. 10. Payments earned by households for selling or renting their productive. 12. Money put into a financial account. 14. Payment for goods and services. 18. Money paid regularly to a person, often parent to children. 19. To buy and use a good or service

Down 2. Use money now to buy goods and services 3. Payments for labor services directly tied to time worked. 5. Money set aside for future use in in easily-accessed accounts. 7. People employed to do work, producing goods and services. 9. Amount that must be paid or spent to buy or obtain something. 11. money paid regularly, at at particular rate, for use of borrowed money. 13. Study of how people, firms and societies choose to to allocate scarce resources with alternative uses 15. Something a person or organization plan to achieve in the future. 16. Effort applied to achieve a purpose or result, often for pay. 17. A piece of work usually done on order at an agreed-upon rate.