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Across 2. Use money now to buy stuff 4. People employed to do work 7. Something a person or organization plans to achieve in the future 8. Spending-and-saving plan based on an individual's income 9. The quantity and quality of human effort available to produce goods/services 12. Economy that relies on a system of independent market pirces to allocate goods, services, and productive resources (2 Words) 14. Money paid regularly for the use of borrowed money 15. A conclusion after considering alternatives and thier results 16. Disposable income minus consumption spending 17. Money put in the bank or finiancial account 19. Indicates how creditworthy a prospective borrower is likely to be 20. Payments for labnore services directly tied to time worked

Down 1. Second-best alternative that must be given up when scarce resources are used for one purposevs. another (2 Words) 3. Study of how people,firms, and societies choose to allocaste scarce resources with alternative uses 5. Money paid regularly to a person, often parent to child 6. Decision made or course of action taken when faced with a set of alternatives 10. Amount of output produced per unit of input used 11. Payments for goods/services 13. To buy and use a good/service 18. Keep money for future use