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Across 2. Efforts applied to achieve a purpose or result 4. Gift of Nature 6. The quantity and quality of human effort available to produce goods and sevices 8. Income received for entrepreneurial skills and risk taking 9. Keep money for future use 12. Payments for goods and services 17. Second Best (2 Words) 18. Anything generally accepted as final payment for good or service 19. To Buy and Use a good or service 20. Person who desire to conserve their monetary funds to the best of their ability

Down 1. Desires that can be satisfied by consuming or using a good or service 2. People employed to do work, producing good and service 3. Economy that relies on a system of independent market prices to allocate goods (2 Words) 5. Payments for labor services directly yied to time worked, or to the number of units of output produced. 7. Money put into a financial account 10. A Natural Monopoly 11. A conclusion reached after considering alternatives and their results 13. Study of how people firms and societies choose to allocate scarce resources with alternative uses 14. Money paid regularly at a particular rate for the use of borrowed money 15. Use money now to buy goods and services 16. Decision made or course of action taken when faced with a set of alternatives