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Across 1. a pawnbroker's shop, esp. one where unredeemed items are sold to the public 4. a written or spoken agreement, esp. one concerning employment, sales, or tenancy, that is intended to be enforceable by law 6. the state of being bankrupt 10. a right to keep possession of property belonging to another person until a debt owed by that person is discharged 11. a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit 12. the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future 14. a consumer credit line that can be used up to a certain limit or paid down at any time 19. a type of credit that should be repaid in full amount by the end of the term, by a specified date 21. the action of regaining possession 23. a negative record of an individual's or company's past borrowing and repaying 24. interest rate for a whole year, rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card 25. a moneylender who charges extremely high rates of interest, typically under illegal conditions 26. a type of legally documented transaction under which tangible property, such as furniture, consumer electronics and home appliances, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during the agreement

Down 2. one of two or more signers of the same document 3. a court order directing that money or property of a third party be seized to satisfy a debt owed by a debtor to a plaintiff creditor 5. a type of secured loan where the borrower can use their vehicle title as collateral 7. a loan in which the borrower pledges some asset as collateral for the loan 8. time period after your due date that you are allowed to go past the due date 9. a person or company to whom money is owed 13. considered suitable to receive credit, esp. because of being reliable in paying money back in the past 15. Short-term loans granted regardless of credit history, often for very short periods and at high interest rates 16. denoting an original sum invested or lent 17. the process of taking possession of a mortgaged property as a result of the mortgagor's failure to keep up mortgage payments 18. a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday" 20. something pledged as security for repayment of a loan, to be forfeited in the event of a default 22. failure to fulfill an obligation, esp. to repay a loan or appear in a court of law