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Across 6. Labor, entrepreneurship, and capital, that are used to produce goods and services 9. Naturally occurring materials such as oceans, air, mineral etc. 10. Desired that can be satisfied by using good or service.

Down 1. Someone who organizes a business venture and assumes the risk for it. 2. The health, education, experience, training, skills and values of people. 3. Tangible objects that satisfy economic wants. 4. Activities performed by people, firms or government agencies to satisfy economic wants. 5. The money, property and other valuables which represent the wealth of an individual or business. 7. Insufficiency of amount or supply 8. The giving up of one benefit or advantage in order to gain another regarded as more favorable.