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Across 4. making something valid by formally ratifying or confirming it 6. compulsory force or threat 8. "The contract was annulled"; 10. intention of the parties is evaluated by the courts to determine whether there had been, in fact, a meeting of the minds of the parties. 11. a false statement of fact made by one party to another party, which has the effect of inducing that party into the contract. ... 12. to make a case or a defense, or the absence of which negates a case or defense; 13. capable of being rescinded

Down 1. A false statement or omission made with the intention to deceive the insurer into concluding an insurance contract. 2. misunderstanding or mistake of a material fact made by just one of the parties involved in a contractual agreement 3. a person who makes deceitful pretenses 5. is an equitable doctrine that involves one person taking advantage of a position of power over another person 7. party who demonstrates that he or she did not genuinely assent to the terms of a contract may avoid the contract. 9. the act of ceding back